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Steven
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Leeds 0113 228 5000
Newcastle 0191 221 2121
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Steven Turner

Called 1993

Steven is the Head of Chambers’ Personal Injury and Clinical Negligence Team.

He has over 25 years’ experience of dealing with multi-track personal injury, credit hire, costs, counter-fraud, consumer credit and general contractual disputes.

Steven excels in all areas but has particularly made his mark in credit hire, where he has been involved in most of the leading cases over the past 20 years. It is no exaggeration to say that arguments developed and promoted by Steven have well and truly shaped this area of the law.

In personal injury and costs work, Steven represents both Claimants and Defendants and will accept suitable cases on a no-win, no-fee basis.

The Legal 500 describes Steven as the ‘best in the northeast on costs and procedural issues’ and the Chambers & Partners Guide rates him as a Top Tier practitioner, praising his ‘intelligence and encyclopaedic knowledge of the law’.

As well as providing sound and commercially sensible advice at the individual case level, Steven also has extensive experience of advising in relation to broader strategic issues. He is regularly instructed to provide high-level advice and guidance to insurers and other commercial organisations who wish to improve their procedures or market performance in relation to a particular type of claim.

Steven has twice been short-listed as a finalist for Lawyer of the Year at the Northern Law Awards and many of his cases such as Dimond v Lovell, Stevens v Equity, McBride v UK Insurance have made national headlines over the years.

Steven has secured victories at all court levels, with particular success over the years in Court of Appeal test-case litigation.

Steven travels nationwide for hearings and conferences, is adept at working remotely and is direct access qualified.

"Very personable. He has a very good manner with clients and fills them with confidence." "Intelligent, articulate and also able to put across complex arguments and submissions in a persuasive and simple manner so that clients can understand."

Chambers & Partners 2018
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Areas Of Expertise

Areas of Expertise
Sports Law
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The following are typical examples of the sort of sports law cases Steven has been involved with:

• Steven represented a household name former England cricket captain in a contractual dispute with a national tabloid newspaper.
• Steven defended a former Premier League and England international football player (now a TV personality) who was sued by someone allegedly injured after a prank went wrong.
• Steven represented a current Premier League and international football player in relation to a road accident involving suspected phantom passenger claims.
• Steven represented the Trinidadian international goalkeeper in a dispute with his agent over unpaid agency fees and ‘bungs’.
• Steven represented a household name former world darts champion in a contractual dispute arising out of his ownership of a public house.
• Steven represented a Great Britain rugby league international in a dispute with his insurers after his career was ended by injury.
• Steven represented a Super League rugby club in a contractual dispute with a former player.
• Steven represented a football league club in a dispute over the cost of match day policing.
• Steven represented a director of a football league club who was pursued personally for the debts of his club after it entered administration.

Civil Fraud
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Steven has over 25 years’ experience of tackling fraudulent claims.

He is ranked as a leading counter-fraud practitioner by Chambers & Partners Guide, which describes him as:

“…An experienced junior admired for the strength of his motor insurance fraud practice. He brings impressive expertise to credit hire cases and exaggerated injury claims, and offers insurers robust advice on how to effectively combat fraud rings…”

“…Strengths: "He is exemplary. What he doesn't know about credit hire cases isn't worth knowing." "A very competent and robust individual who is well liked by the judiciary…"

Steven is used to dealing with complex, large scale fraud cases, with high volumes of complex documentation. Telematics is a particular speciality.

Steven can assist at all stages of a fraud case, from providing oral or written advice (at the individual case or wider strategic level), to pleading a robust and powerful Defence to, finally, providing strong and stunningly effective representation at trial.

Steven’s instructions come predominantly from insurers, but Steven has on occasion advised Claimant firms on how best to minimise their own exposure to fraudulent claims.

Steven is based in Leeds but travels nationwide for hearings, conferences and settlement meetings. He welcomes instructions on a direct access or licenced access basis.

Insurance
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It is no exaggeration to say that Steven is one of the UK's leading practitioners in this area of the law. He has been involved in numerous ground-breaking cases over the years. Examples are:

  • Dimond v Lovell [2002] 1 AC 384
  • Burdis v Livsey [2003] QB 36
  • Zurich v Umerji [2014] EWCA Civ 357
  • Stevens v Equity Syndicate Management Ltd. [2015] 4 All ER 458
  • McBride v UK Insurance [2017] EWCA Civ 144

Steven’s practice is nationwide. He will happily travel to accommodate a particular client’s needs, whether for conferences or court hearings.   

As well as conducting trials, appeals and other hearings, Steven is also in high demand for his advisory work and pleadings. He is instructed on individual cases of varying values and complexity and also provides insurers with high level strategic advice in relation to credit hire, fraud and other road traffic related matters.

In terms of fraud, Steven has over 20 years experience of dealing with fraud ring, staged accident, LVI and phantom passenger claims. He deals with a wide range of claims from straightforward one Claimant exaggeration cases to fraud ring cases involving multiple claims advanced by organised criminal gangs.

Steven also provides advice to both insurers and insured on issues relating to policy coverage and interpretation.

 He frequently lectures nationally on the subject.

Business and Commercial
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Steven has over 20 years' experience in this field. He regularly advises on issues of contractual and statutory interpretation, following such cases through to mediation, joint settlement meeting or trial.

His involvement at all stages of the Dimond v Lovell litigation gave him a profound knowledge of consumer credit law which Steven has used to the advantage of clients in cases involving financial mis-selling and other disputes with (or between) financial advisers. 

He routinely acts for companies or individuals who find themselves embroiled in complex commercial disputes. Typical examples of such work are: representing a wealthy business client who contended that she had been mis-sold various mortgages over a 10 year period; representing a bottled water company whose product was contaminated by a third party bottle supplier; representing a materials supplier accused by a large caravan manufacturer of supplying sub-standard product; representing several companies who claimed they have been mis-sold swap / derivative financial products by their banks; representing a Super League rugby club sued for breach of contract by a former player.  

Personal Injury
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Steven is Head of Chambers’ 60-strong Personal Injury and Clinical Negligence Team.

He is a high-profile multi-track personal injury practitioner with over 25 years’ experience of dealing with complex and high value road traffic, employers’ liability, public and product liability cases.

He has twice been a finalist for Lawyer of the Year at the Northern Law Awards.

Steven has been complimented for his skills as an advocate on numerous occasions over the years, with the Court of Appeal describing his submissions as “very high quality” in Zurich v Umerji, as “excellent” in Bird v Acorn and of having “the elegance of simplicity” in McBride v UK Insurance.

Steven is ranked as a Band 1 Personal Injury Practitioner in Chambers & Partners Guide, which describes him as a “… Highly regarded senior junior who acts for both claimants and defendants in high-value personal injury claims. He has an excellent reputation for his handling of high-profile test case litigation. His cases involve complex medical and legal evidence…” and as an advocate who is “…Well received in court, very friendly and welcoming to clients. Steven is able to quickly identify the key issues and produce succinct arguments to support his opinion…”

The Legal 500 similarly identifies Steven as a Leading Individual in personal injury work, describing him as “…Very approachable with exceptional client care skills with a keen eye for detail. Steven is able to quickly identify the key issues and produce succinct arguments to support his opinion. He has the ability to unravel complex issues into easily digestible pieces which complement his excellent presentation skills and no nonsense approach…”

Steven’s cases tend to involve six or seven figure damages sums, though he does accept work at a lower value (for an appropriate fee) where complex or interesting issues arise.

Steven travels nationwide for hearings and conferences and is adept at working remotely with paperless instructions.

He is willing to act on a CFA-basis in suitable cases and is direct access qualified. 

Costs & Litigation
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Steven has over 25 years’ experience dealing with costs cases for both Claimants and Defendants.

He is ranked as a Tier 1 costs practitioner in the Legal 500, which describes him as the ‘Best in the northeast on costs and procedural issues. Well received in court, very friendly and welcoming to clients. Steven is able to quickly identify the key issues and produce succinct arguments to support his opinion.

‘He has the ability to unravel complex issues into easily digestible pieces which complement his excellent presentation skills and no nonsense approach’

Steven has extensive experience of conducting detailed assessments and drafting Points of Dispute and Replies. He is adept at navigating electronic bills, with hands-on experience of using them in practice.

Steven has been instructed in numerous landmark costs cases over the years, with Court of Appeal appearances in such landmark cases as:

  • British Airways Plc v Prosser – on whether a solicitor is entitled to recover VAT charged on the full amount charged by an MRO (Medical Reporting Organisation).
  • Phillips v Willis – the first costs case on the Jackson reforms to reach the Court of Appeal, laying down guidance for when cases can properly be transferred out of the fixed costs regime.
  • Bird v Acorn Group – a leapfrog test case appeal which decided the short but important point of whether or not a disposal hearing was a ‘trial’ for the purposes of the fixed costs rules.

Steven travels nationwide for conferences, settlement meetings and hearings but is equally comfortable working remotely with paperless instructions.

Steven acts for both paying and receiving parties, and welcomes direct access instructions.

Professional Negligence
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Recommendations
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Chambers and Partners 2021 (Personal Injury) Band 1
 
"He's very intelligent and has an encyclopedic knowledge of the law."
 
Chambers and Partners 2021 (Motor Fraud - All Circuits) Band 2
 
"He is exemplary. What he doesn't know about credit hire cases isn't worth knowing." "A very competent and robust individual who is well liked by the judiciary."
 
Legal 500 2021 (Personal Injury) Band 3
 
Very approachable with exceptional client care skills with a keen eye for detail. Steven is able to quickly identify the key issues and produce succinct arguments to support his opinion. He has the ability to unravel complex issues into easily digestible pieces which complement his excellent presentation skills and no nonsense approach.
 
Legal 500 2021 (Costs) Band 1
 
Best in the northeast on costs and procedural issues. Well received in court, very friendly and welcoming to clients. Steven is able to quickly identify the key issues and produce succinct arguments to support his opinion.
 
Chambers and Partners 2020 (Personal Injury) Band 1
Highly regarded senior junior who acts for both claimants and defendants in high-value personal injury claims. He has an excellent reputation for his handling of high-profile test case litigation. His cases involve complex medical and legal evidence.
Strengths:
"He's extremely knowledgeable and has a subtle and profoundly effective advocacy style."
 
Chambers and Partners 2020 (Motor Fraud All circuits) Band 2
An experienced junior admired for the strength of his motor insurance fraud practice. He brings impressive expertise to credit hire cases and exaggerated injury claims, and offers insurers robust advice on how to effectively combat fraud rings.
Strengths:
"He's technically very strong" and "an expert in credit hire cases."
 
Legal 500 2020 (Costs)
"A very strong advocate"
 
Chambers & Partners 2019 (Personal Injury) Band 1
"He is excellent on substantial credit hire disputes." "He's a good communicator, and is extremely knowledgeable in terms of liability issues."
 
Legal 500 2018/2019
"Very well known for his expertise in cost matters." Steven "has a solid track record in acting for clients in multimillion-pound joint settlement meetings and has appeared unled in Court of Appeal cases regarding fixed costs."
 
 
Chambers & Partners 2018 (Personal Injury) Band 2
 
Predominantly acts for defendants, though he also represents claimants in workplace accident claims. His cases involve complex medical and legal evidence.
 
Strengths: "Very personable. He has a very good manner with clients and fills them with confidence." "Intelligent, articulate and also able to put across complex arguments and submissions in a persuasive and simple manner so that clients can understand."

Recent work: Acted in a case involving a vulnerable alcoholic living in sheltered accommodation who stepped out in front of an oncoming car and suffered a significant closed head injury with multiple other fractures.
 
Legal 500 2017 (Costs)
"Very experienced in costs matters."
 
Chambers & Partners 2017 (Sports Law)
Represents sporting clubs and individuals in complex insurance and contractual disputes, as well as personal injury cases. Clients have included parties involved in rugby, football, cricket and darts.
Strengths: "He's innovative in his approach, very thorough and very knowledgeable."
 
Chambers & Partners 2016 (Personal Injury)
Acts principally for defendants in high-value personal injury claims. Noted for his strength in fraud and costs matters and offers additional expertise in sports law matters.
 
Strengths: "He is technically strong and able to think outside the box. He possesses very good client skills and is a strong advocate." "His drafting is very good and he is forensic in looking at all the evidence in fraud cases." 
 
Chambers & Partners 2016 (Sports Law) Ranked Nationally 
Routinely represents high-profile sports professionals and organisations in contractual and commercial disputes. His specialist personal injury background gives him a particular insight into insurance disputes. 
 
Chambers & Partners 2015
Continues to provide high-calibre advice on an array of matters, incorporating fatal accidents, industrial diseases and fraud. He is lauded for his speciality in legal compliance in this sector.
 
Expertise: “He is a careful and meticulous practitioner.” “He is excellent in handling high-profile litigation and Court of Appeal work.” 
 
Chambers & Partners 2015 (Sports Law) Band 1 
Has a general commercial practice and brings this expertise to bear on sports contract disputes within football and cricket.

Expertise: "An advocate you can turn to for really thorny problems."
 
 
Chambers & Partners 2014
Acts for both claimants and defendants in a variety of highly complex areas. He is particularly noted for his expertise in costs and employers' liability cases. 

Expertise: "He is technically excellent and has good insight and a very good knowledge of the issues." "His attention to detail is second to none. He's very approachable."

Recent work: Turner acted for Chartis Insurance in defence of a complex fraud and credit hire case, successfully bringing the claimant to abandon her hire claim during trial.

Sport: Regularly acts for individuals, agents and clubs on contract disputes, primarily on football-related matters but also in connection with cricket and darts.

 

Chambers & Partners 2012
Within Personal Injury: Steven Turner is "one of the best credit hire barristers in the UK,".

Within Sport Law: Steven Turner of Parklane Plowden has a broad sports practice that takes in boxing and football cases, amongst others.
 
 
Chambers & Partners 2011 
Steven draws praise for his "sound advice" and for the quality of his technical arguments. He is also praised for his growing sports law practice.
Notable Cases
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Reported Cases

  • Irving v Morgan Sindall PLC [2018] EWHC 1147 (QB): A test case appeal on the legal effect of oral assurances given to a Claimant at the point of entry into a credit hire agreement. The case clarified the law applying to cases where a Claimant is told that they will only have to pay credit hire charges if they win.
  • McBride v UK Insurance Ltd. [2017] EWCA Civ 144: Listed as a test case before the Court of Appeal, Steven led his junior in a case involving 3 x other teams represented by Queen’s Counsel. Steven’s arguments were preferred by the Court of Appeal, who described them as providing an ‘elegant solution’ to the question of whether or not comparable rates in a credit hire case need carry a zero excess.
  • Bird v Acorn Group [2016] EWCA Civ 1096: A test case before the Court of Appeal dealing with the question of whether or not a disposal hearing is a ‘trial’ for the purposes of the fixed costs regime. The Court of Appeal described Steven’s submissions as ‘excellent’.
  • Phillips v Willis [2016] EWCA Civ 401: A test case before the Court of Appeal. The first Court of Appeal case on the scope of the RTA Low Value Personal Injury Protocol. Steven represented the Defendant against leading counsel.
  • Sobrany v UAB Transitra [2016] EWCA Civ 28, [2016] All ER (D) 03 (Feb): A case on the interpretation of provisions within an insurance contract. Steven represented the Defendant against leading and junior counsel.
  • Lawson v Mullen (Newcastle Upon Tyne County Court, 12th June 2015): An influential first instance decision on the question of whether courts should take account of comparable basic hire rates carrying a significant excess when assessing credit hire damages
  • Stevens v Equity Syndicate Management Ltd. [2015] EWCA Civ 93; [2015] 4 All ER 458; [2015] RTR 257; [2015] Lloyds Rep IR 503: The leading case on the assessment of credit hire rates. Steven was instructed at the appeal stage. He successfully represented the Defendant as sole advocate in the Court of Appeal against leading and junior counsel instructed on behalf of the Claimant. 
  • Conlon v RSA Insurance Plc [2015] EWCA Civ 92; [2015] 2 Costs LO 319, [2015] All ER (D) 306 (Feb): A case dealing with the question of whether a Respondent to a test case appeal originating on the small claims track should be ordered to pay appeal costs. Steven was instructed at the appeal stage. He successfully represented the Defendant as sole advocate in the Court of Appeal against leading and junior counsel instructed on behalf of the Claimant.
  • Zurich v Umerji [2014] EWCA Civ 357: The leading case on impecuniosity in a credit hire context. The case also addressed the moot point of whether a Claimant who suffers a loss of use ought reasonably to claim upon his own fully comprehensive insurance policy. Steven was instructed at the appeal stage. He successfully represented the Defendant as sole advocate in the Court of Appeal. The Court of Appeal commented that Steven’s written and oral submissions were of a very high quality.
  • Dimond v Lovell [2002] 1 AC 384: The leading case on the meaning of ‘credit’ and statutory unenforceability. Dimond was also the seminal case on credit hire rates, introducing for the first time the ‘stripping out’ exercise now commonly performed to identify the basic hire rate. Steven himself devised the novel argument in relation to section 127(3) of the Consumer Credit Act 1974 which went on to find favour in the higher courts. He represented the Defendant at the trial, in the Court of Appeal and in the House of Lords.
  • Burdis v Livsey [2003] QB 36: The Helphire test case litigation which went on to address a wide range of disparate credit hire / credit repair issues. This litigation also gave rise to Lagden v O'Connor [2004] 1 AC 1067, which went on to the House of Lords. Steven represented the Defendant (in Dennard v Plant) at the trial and Court of appeal stages. 
  • Imageview Management Ltd. v Jack [2009] 2 All E.R. 666; [2009] 1 All E.R. (Comm) 921; [2009] Bus. L.R. 1034; [2009] 1 Lloyd's Rep. 436; [2009] 1 B.C.L.C. 724: The leading modern case on the extent of fiduciary duties owed by football and other agents. Steven represented Kelvin Jack, the Trinidadian international goalkeeper who was being sued by his agent for unpaid agency fees. Steven was instructed at the appeal stage. He successfully defended Mr Jack’s interest (as sole advocate) in the High Court and Court of Appeal.
  • Palmer v Marks & Spencer Plc [2001] EWCA Civ 1528: The first case to consider the term ‘suitability’ as defined in the Workplace (Health, Safety & Welfare) Regulations 1992. Steven represented Marks & Spencer at the trial and in the Court of Appeal.
  • Sitapuria v Khan: CC (Liverpool) (Judge Stewart QC) 10/12/2007: A regularly cited costs case in which the Court decided that settlement at the doors of the Court was not settlement at trial for the purposes of CPR Part 45. Steven successfully represented the Defendant at the hearing before Judge Stewart QC.
Personal Details
Education

BA (Hons) English & Film Studies, University of Kent 

Common Professional Examination (Nottingham Trent University)

Bar Vocational Course (Inns of Court School of Law)

Professional Associations

Personal Injuries Bar Association

Steven's Latest News
Awards &
Accreditations

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